Off-Dispatch Liability Protection
Bobtail / Non-Trucking Liability
Bobtail and Non-Trucking Liability insurance covers owner-operators when driving their truck without a trailer (bobtail) or for personal use outside of motor carrier dispatch. Your motor carrier's primary liability does not cover these situations.
What's Covered
- Driving without a trailer (bobtail)
- Personal use of the truck
- Driving to/from a pickup or delivery
- Deadhead miles between loads
- Bodily injury and property damage to others
What's Not Covered
- While under dispatch (covered by primary liability)
- Damage to your own truck
- Cargo
- Intentional acts
Typical Limits & Deductibles
Typical Limit$1,000,000 per occurrence
Deductible$500 – $2,500 typical