Protect the Freight You Haul
Motor Truck Cargo
Motor Truck Cargo insurance protects the freight or commodity you are hauling in the event of damage or loss. Shippers and brokers often require this coverage before awarding loads.
What's Covered
- Fire and explosion damage
- Collision-related cargo damage
- Theft of cargo
- Refrigeration breakdown (reefer breakdown endorsement)
- Loading and unloading damage
What's Not Covered
- Contraband or illegal goods
- Live animals (unless endorsed)
- Improper packaging by shipper
- Wear and tear
- Intentional damage
Typical Limits & Deductibles
General Freight$100,000 – $250,000
High-Value Cargo$250,000 – $1,000,000+
Reefer CargoVaries by commodity
Deductible$1,000 – $5,000 typical