Comprehensive & Collision for Your Equipment
Physical Damage
Physical Damage coverage protects your truck and trailer against direct physical loss or damage from accidents, theft, fire, vandalism, and weather events. It is the primary way to protect your most valuable asset.
What's Covered
- Collision with another vehicle or object
- Rollover accidents
- Fire and explosion
- Theft of truck or trailer
- Vandalism and malicious mischief
- Hail, flood, and weather events
What's Not Covered
- Mechanical breakdown or wear
- Tire damage (unless from accident)
- Cargo inside the trailer
- Personal belongings
Typical Limits & Deductibles
Stated ValueBased on truck value
Agreed ValueNo depreciation at claim
Deductible$1,000 – $5,000 typical
Trailer CoverageSeparate or combined