Business Operations Protection
General Liability
Trucking General Liability covers third-party bodily injury and property damage claims that arise from your business operations but are not directly related to operating the truck — such as loading/unloading incidents, premises liability, and completed operations.
What's Covered
- Loading and unloading injuries to third parties
- Premises liability at your business location
- Completed operations claims
- Personal and advertising injury
- Products liability
What's Not Covered
- Accidents while driving (covered by primary liability)
- Employee injuries (workers' comp)
- Professional errors
- Intentional acts
Typical Limits & Deductibles
Per Occurrence$1,000,000 typical
General Aggregate$2,000,000 typical
Products/Completed Ops$1,000,000 typical